Currency Exchange at Heraklion Airport

Greece uses the euro (€), so if you are arriving from the eurozone you do not need to change money at all. If you are coming from outside it, Heraklion International Airport “Nikos Kazantzakis” (HER) has currency-exchange counters and ATMs — but, as at most airports, the airport is rarely the cheapest place to get euros. Here is how to handle money smartly.

What currency do I need in Crete?

The euro. Cards are widely accepted in Heraklion and the resorts, but it is worth having some cash for small tavernas, kiosks, buses and taxis, which often prefer or require it. You do not need to carry large amounts — ATMs are easy to find.

Currency exchange at the airport

There are exchange counters in the terminal where you can change major currencies into euros. They are convenient on arrival, but airport exchange rates and commissions are usually among the least favourable, so change only what you need to get started and top up later in town.

ATMs

ATMs (cash machines) in the terminal let you withdraw euros directly with a debit or credit card, which typically gives a better rate than an exchange counter. Watch for a machine offering to charge you in your home currency instead of euros — this option (sometimes shown as DCC) almost always costs more, so choose euros.

Getting the best value

• Withdraw euros from an ATM rather than using an exchange counter where possible.
• Always choose to be charged in euros, not your home currency.
• Use a card with low foreign-transaction fees for larger payments.
• Change only a little at the airport; rates in town are usually better.
• Keep small notes and coins for buses, kiosks and tips.

Paying by card

Contactless and chip-and-PIN cards work across the island for most purchases, and mobile payments are common. Still, a broken card reader or a cash-only taverna is not unusual, so a small euro reserve saves trouble.

Opening hours

Exchange counters and ATMs at the airport generally operate in line with the flight schedule, which is long in summer and shorter in winter. If you need cash on a late arrival, an ATM is the more reliable option than a staffed desk.

Frequently asked questions

What currency is used in Crete?
The euro (€).

Is there currency exchange at Heraklion Airport?
Yes, exchange counters and ATMs are in the terminal, though airport rates are rarely the best.

Should I use the ATM or an exchange counter?
An ATM usually gives a better rate; always choose to be charged in euros.

Do I need cash in Crete?
Cards are widely accepted, but carry some cash for buses, kiosks, taxis and small tavernas.